Product Roadmap
Cashless tipping for service teams is already live on MidBank — personal tip pages, QR codes, and secure payouts in 2 business days. Here's everything that's shipped, and exactly what we're building next.
Roadmap updated June 2026
Live now
Every worker gets midbank.net/tip/name — their own page tippers can pay from in seconds.
Print a QR, drop a table tent, or share the link. Scan-to-tip, no app download.
Tips land in the worker's bank in 2 business days on MidBank's secure payment rails. We never touch their bank numbers.
Workers get a text the moment a tip comes in.
Owners invite staff by magic-link + SMS; onboarding takes under 90 seconds.
Inherits the existing MidBank merchant account — no second contract, no second KYC.
Next few weeks · Q3 2026
One-tap tipping at the QR — no card typing. The biggest conversion lever for walk-up tips.
Configurable preset amounts and %s, with suggested defaults tuned by venue type.
Optional instant payout to debit for workers who want tips before they clock out.
Full ES localization for both tippers and workers.
Collect a quick star rating + note with each tip; feeds worker profiles.
Coming months · Q4 2026
Split pools by shift, role, or hours; auto tip-out from servers to support staff.
Tip prompt at checkout on Clover, Poynt & SkyTab — tipping where the sale already happens.
Tap-to-tip cards, stickers & badges for staff aprons and counters.
Per-worker, per-shift, per-location tip dashboards and trends.
Auto-generated tip records and year-end 1099/earnings summaries.
2027 & beyond
Tippers earn MidBank rewards points — tying Tipping into the Gift Card & Loyalty program.
Franchise & enterprise dashboards across dozens of locations.
Let other MidBank merchants and partners embed Grati by MidBank under their own brand.
Expand secure bank payouts beyond the US.
Shipped = live in production today · Next = in active development · Building = designed & scoped · Vision = planned direction. Timelines are targets and may shift as we learn from merchants in the field.
Set up your team in minutes, or talk to us about where Grati by MidBank is headed.
