Split any purchase into 4 interest-free payments.
No credit impact. Instant approval. Shop anywhere.
Powered by your same zero-fee MidPay account β the merchant platform 1,000+ businesses already run on.
Pay $0 in interest when you pay on time
Split any purchase into 4 equal payments
No fees, no surprises, completely transparent
Shop and pay in 3 easy steps
Shop online or in-store at any merchant. No restrictions. Use Split Purchase for any purchase amount.
Select MidPay Split at checkout. Get instant approval. See your 4 payment schedule immediately.
Get your purchase immediately. Pay 25% today. Remaining 3 payments every 2 weeks. Zero interest when you pay on time.
Here's how a $400 purchase would be split into 4 easy payments
At checkout
Auto-charged
Auto-charged
Final payment
All the benefits, none of the drawbacks
Soft credit check only. Won't affect your credit score. No hard inquiry on your credit report.
Pay $0 in interest when you pay on time. No APR. No compounding. Just 4 equal payments.
Completely transparent pricing. No setup fees. No monthly fees. No prepayment penalties.
Get approved in seconds. See your spending limit immediately. Start shopping right away.
Buy now and pay later with MidPay Split β powered by your same zero-fee MidPay account.
Split Purchase Lic. RS9909257