💎 Transparent Pricing

Choose Your
Pricing Program

4 pricing options to fit your business. No monthly fees on any processing program. No contracts. No hidden costs.

Businesses save an average of $378/mo — that's $4,536/yr per location.

Simple Pricing

1.49% / 2.69%

Debit / Credit

Flat Rate

2.69%

All Transactions

Zero Fee

Customer Pays 4%

Custom

Tailored Pricing

Get Started Today

💳 Pricing Programs

Choose What Works for Your Business

4 pricing options designed for different business models. No monthly fees on any processing program — optional Pro and Duo hardware & software plans start at $25/mo.

💳

Simple Pricing ⓘ

What it is:

You pay just 1.49% on debit cards and 2.69% on credit.

How it works:

The terminal automatically detects the card type when customers pay, giving you the lower rate on debit cards so you keep more money.

Debit cards 1.49%

Credit cards 2.69%

Flat Rate ⓘ

What it is:

One simple 2.69% rate for every card transaction.

How it works:

No matter what card they use, your fee stays exactly the same, making your accounting super predictable.

All transactions 2.69%

Debit & Credit Same rate

Simple & predictable

One rate for everything. Easy accounting and forecasting.

🎯

Zero Fee ⓘ

What it is:

You pay exactly $0 in processing fees.

How it works:

The system automatically applies dual pricing at checkout — the card price is 4% higher — so customers cover their own card cost and you keep 100% of your sale.

Merchant pays 0%

Customer pays 4%

Zero processing costs

Dual pricing: the card price is 4% higher, so you keep 100% of your sale.

How Zero Fee works →

⚙️

Custom Pricing ⓘ

What it is:

Special VIP rates for high-volume businesses.

How it works:

Our team analyzes your transaction history and builds a custom rate plan designed specifically for your business volume and patterns.

High volume? Let's talk

Special needs? We'll work with you

Tailored to you

Custom rates for high-volume or unique business models.

🤔

Not sure which plan is right for you?

Our team will match you with the perfect setup based on your business needs.

Help me choose →

📊 Head to Head

MidPay vs Everyone Else

The numbers don't lie. See how much you save.

Rate Comparison

MidPay

Best Value

Square

Stripe

PayPal

Debit Card Rate

1.49%

2.6% + 10¢

2.70% + 5¢

2.89% + 49¢

Credit Card Rate

2.69%

2.6% + 10¢

2.70% + 5¢

2.89% + 49¢

Flat Rate (All Cards)

2.69%

2.6% + 10¢

2.70% + 5¢

2.89% + 49¢

Zero Fee Program

0% (customer pays 4%)

Not available

Monthly Fees

Setup Fees

$0 monthly on every processing program. Optional Pro and Duo hardware & software plans start at $25/mo. Competitor rates as published; Square 2.6% + 10¢ per tap, dip, or swipe.

Choose YourPricing Program

Choose What Works for Your Business

Simple Pricing ⓘ What it is: You pay just 1.49% on debit cards and 2.69% on credit. How it works: The terminal automatically detects the card type when customers pay, giving you the lower rate on debit cards so you keep more money.

Flat Rate ⓘ What it is: One simple 2.69% rate for every card transaction. How it works: No matter what card they use, your fee stays exactly the same, making your accounting super predictable.

Zero Fee ⓘ What it is: You pay exactly $0 in processing fees. How it works: The system automatically applies dual pricing at checkout — the card price is 4% higher — so customers cover their own card cost and you keep 100% of your sale.

Custom Pricing ⓘ What it is: Special VIP rates for high-volume businesses. How it works: Our team analyzes your transaction history and builds a custom rate plan designed specifically for your business volume and patterns.

Not sure which plan is right for you?

MidPay vs Everyone Else

Calculate Your Savings

Choose Your
Pricing Program

Simple Pricing ⓘ

What it is:

You pay just 1.49% on debit cards and 2.69% on credit.

How it works:

The terminal automatically detects the card type when customers pay, giving you the lower rate on debit cards so you keep more money.

Flat Rate ⓘ

What it is:

One simple 2.69% rate for every card transaction.

How it works:

No matter what card they use, your fee stays exactly the same, making your accounting super predictable.

Zero Fee ⓘ

What it is:

You pay exactly $0 in processing fees.

How it works:

The system automatically applies dual pricing at checkout — the card price is 4% higher — so customers cover their own card cost and you keep 100% of your sale.

Custom Pricing ⓘ

What it is:

Special VIP rates for high-volume businesses.

How it works:

Our team analyzes your transaction history and builds a custom rate plan designed specifically for your business volume and patterns.