Free instant estimate

See how much you'll keep with MidPay.

Most processors charge the same rate on debit and credit. We don't — so the money that used to disappear in fees stays in your account.

The average MidPay location keeps

$4,536 / year

That's $378 every month back in your pocket — per location. Run your own numbers below.

Your monthly card volume$30,000

$2k$75k$150k$300k+

You save

$3,996

per year · $333/month back in your pocket

Square (2.6% + 10¢)

$780/mo

With MidPay (1.49%)

$447/mo

≈ 42.7% lower processing fees

Get my free savings quote →

Estimate compares Square's published 2.6% card rate against MidPay's 1.49% debit rate on your monthly volume. Per-transaction fees are left out, so your real savings are usually higher. No contracts, free equipment, cancel anytime. Your exact savings are confirmed on your statement review.

✓ 1,000+ businesses ✓ No contracts ✓ Free equipment ✓ Cancel anytime

And that's before the fees you never pay: Clover charges a $300 annual fee + $149/mo PCI fee. MidPay charges neither.

See the full terminal comparison — MidPay vs Clover & Shopify →